Whole Life Insurance
Protection that builds value and lasts a lifetime.
Whole life insurance offers lifetime coverage so you can feel confident that your loved ones are protected after you're gone.
Here’s what a whole life insurance policy can offer:
Build Cash Value
Whole life continuously builds cash value that you can withdraw or borrow from.
Plan for Expenses
A whole life policy can provide money for funeral costs, estate taxes, debts and other expenses, so your loved ones are not left with those costs. It can also be used to leave money to help your loved ones who may require special care.
Complete Your Retirement and Financial Plan
Even if you already have retirement savings, whole life insurance can be an important part of your financial plan. It can give your loved ones an extra layer of financial protection.
Count on Guaranteed Premiums
Whole life insurance premiums are guaranteed and will never go up. And the level of protection is guaranteed, too.
Find the whole life coverage that’s right for you.
Our life representatives are here to help walk you through our flexible payment options and build a policy that’s tailored to you.
Whole Life 65
With Whole Life 65, your payments are complete once you reach 65, but your coverage lasts your lifetime. This plan is designed for people under age 50, and is a great option for someone who expects to have limited or lower income after they retire.
Whole Life 20
With Whole Life 20, you pay premiums for 20 years. Then the premiums are complete, but the coverage lasts your lifetime. This is another great option for securing lifetime income and limiting your expenses in retirement. This product is for people up to age 80.
Whole Life 100
With Whole Life 100, you pay a premium for your entire lifetime, or until you reach age 100. If you’re looking for protection and would like to limit your premium costs, this is a good option. This product is for people up to age 80.
Helping people since 1907 has made us a trusted name in the industry.
Our customers rated us "Excellent" on Trustpilot. (January 2024)
Forbes named Amica one of America’s Best Insurance Companies of 2025 (Forbes Media LLC, exp. Sept. 23, 2025)
A+ (Superior) is the second highest of 13 company ratings. Ratings range from A++ (Superior) to D (Poor). AM Best's ratings measure an insurer’s financial strength.
Find the right whole life coverage for you.
Call 833-329-5645 to talk to us today.
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Life insurance policy issued by Amica Life Insurance Company.
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