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Auto Insurance Discounts  

Save money without reducing the quality of your auto coverage1

Policy Discounts


Qualify for this discount when you’ve been with an auto insurer for at least 2 years. The more time spent with an insurer, the more you save.4


Save up to 30% when you combine auto with your home, condo, renters, life or umbrella policies.


Receive a discount when you’ve had no claims in the past 3 years, other than glass or towing.5

Multiple auto

Save up to 25% when you insure 2 or more vehicles with Amica.

Home ownership

You may be able to save if you own a home, even if you’re not insured with Amica.

Legacy (Family)

Qualify for this discount if you’re under age 30 and your parents have had an auto policy with Amica for 5 years.6

Paid in full

Save when you pay your entire policy premium before the due date on the first bill.


Receive a discount when you opt to pay your premium using automatic deductions.


Receive a discount when you sign up to receive policy information and bills electronically.

Vehicle Discounts


Receive a discount when your insured vehicle has an approved anti-theft device such as a car alarm or a vehicle recovery system.2

Electronic stability

Save when your insured vehicle has the electronic stability control feature. You may save even more with pickups/SUVs.7

Passive restraint

Receive a discount when your insured vehicle is equipped with automatic occupant restraints such as airbags.

Forward-collision warning

Qualify for this discount when your insured vehicle has a collision- avoidance feature.

Adaptive headlight

Save when your insured vehicle has headlights designed to make driving at night or in low-light conditions safer.

Driver Discounts

Defensive driver training

Qualified adult drivers who have completed an approved driving course may save.3

Find an approved driving course

Driver training

This discount is exclusively for young drivers. Given when an approved driver training program has been completed.

Good student

Reserved for full-time high school or college students in good standing, ages 15-25.8

Student away at school

Receive a discount when a child is away at a school, full-time and without a vehicle.
“I have all my cars and homes insured with Amica! A great and friendly company. They truly have great customer service!”
Larry B.

Questions about qualifying for discounts?

Call us today at 800-242-6422

Terms and conditions apply, must qualify for each discount. Discounts not available in all states and may vary.

Discount varies depending on device.

Ages can vary by state.

Discount varies based on length of loyalty.

One driver on the policy must have at least 39 months of driving experience.

Must be going on your own auto policy with your own vehicle. The 5 years must be consecutive.

Discount varies based on type of restraint.

Must maintain a B average.