Car and Home Insurance Bundle
Bundling your insurance products with one company can make your life easier. When you bundle, you purchase multiple insurance policies, such as auto and homeowners insurance, from the same carrier, creating a “bundle” of policies. Often, there are discounts and benefits associated with having multiple policies with one carrier. In addition to potentially saving you money, the ability to go to one place to pay insurance bills, manage your coverages and file a claim will save you time and effort.
Benefits of bundling your car and home insurance
Bundling your insurance policies is a smart choice for saving money and simplifying your life. You’ll have one place to go for all your insurance needs, leaving you more time for what matters most.
Customization
Different people have different insurance needs. When you speak with an Amica representative, they’ll help evaluate your situation from all angles to make sure you have the policies and the inclusive coverages that are best for you. If your needs change, our representatives are always happy to walk through your situation with you and answer any questions you may have about policy types, car and home insurance quotes, and coverages.
Convenience
Whether you need to pay a bill or make a policy change, you’ll only need to contact one insurance company to do so. When you create an account on Amica.com, you can see most of your insurance information, including billing information, coverages, documents and more. With Amica’s dedicated support, you’ll spend less time handling your insurance needs.
Easy claim management
It’s not unusual to need to file more than one claim against multiple policies at the same time. For example, imagine hail has damaged both your vehicle and your home. If you have a car and home insurance bundle with one carrier, you can work with just one company to resolve your claims.
Savings
You can save up to 30% when you bundle auto, home, umbrella and life policies with Amica.1 The exact amount you’ll save depends on which policies you’re bundling and the state your policies are in. You may also hear the terms “multiline” or “multipolicy” discount. These are just other ways to describe the discount you receive when bundling multiple insurance policies.
Explore your bundling options
You may associate bundling with only auto and home insurance, but there are many combinations of policies you can bundle. At Amica, you can bundle almost any of the policies we offer.
Auto and Renters
For protection on the road and your belongings at home, bundle your auto insurance and renters insurance and save up to 30%.1
Auto and Condo
Customize your auto and condo insurance bundle and qualify for more savings.
More bundle options
Bundling isn’t limited to just home and car owners. You can bundle with umbrella insurance, life insurance policies and more.
Auto and home insurance discounts and savings
The discounts don’t stop at bundling. We offer several different auto insurance discounts and home insurance discounts for coverage tailored to fit your budget.
Why choose Amica?
The Amica experience means we provide reliable insurance coverage built on transparency, integrity and dependability, backed by our award-winning claims and customer service teams. With over a century of financial stability, we offer peace of mind, assuring policyholders that we’re a firmly established and trustworthy insurance provider.
Exceptional value
Insurance built on empathy means you’re at the forefront of everything we do. Our policyholders benefit from discounts and rewards programs, allowing for lower rates without compromising coverage. With Amica, you’ll receive the best for your most important investment – your home.
Quality service
We provide prompt, personalized attention for claims, policy management and more. Our dedicated support team ensures customer satisfaction, understanding your needs and offering empathetic, effective service at every stage.
Reliable protection
Experience industry-leading claims resolution and customer service with minimal disruption. Amica policyholders can manage claims easily via the Amica mobile app and access advanced tools for proactive protection, allowing for a seamless insurance experience.
Common questions about bundling insurance
Typically, auto, home and umbrella policies have specific bundling discounts associated with them. Other insurance products may be added, depending on availability.
If you have more than one insurance policy, it may offer you convenience and savings to bundle them by using the same insurance company for all policies. You can benefit from bundling whether you have two policies or five.
Most people can benefit from bundling their insurance policies. However, if you have unique insurance needs that one company won’t insure, you might not be able to find the protection you need with the same carrier. In this case, getting the right coverage is more important than the potential ease or savings you’d get with bundling.
Let’s say you have auto and home insurance with the same carrier. On your home policy, you’ll get an auto “bundling” or “multiline” discount. The same is true for your auto policy – you’ll get a home “bundling” or “multiline” discount.1
Yes, you can bundle insurance policies at any time. Any applicable bundling discounts will be applied and updated on all policies. This means you can start saving money and enjoy the convenience of managing all your insurance needs through one provider whenever you're ready to bundle.
If you cancel one of your policies, you’ll lose the bundling discount associated with that policy. However, there may be other options to help you save on your insurance premium through other discounts offered by the carrier.
Additional insights and guidance
Customer service that earns loyalty
Excellent mutual insurance is built on lasting relationships with each policyholder. At Amica, our customers are our best advocates. Hear more about the Amica experience directly from them. Ninety-eight percent of customers who bundle auto, home and umbrella insurance stay with Amica year after year.4
Get an Auto and Home Insurance Quote.1
1 Discounts not available in all states and may vary.
2 Dividend policies are not available in every state, may not be available on all policy types, and are not guaranteed. To be eligible to receive a declared dividend, you must be a policyholder when, and if, dividends are declared. Should your policy cancel or terminate for any reason before the end of its full term, you would not be eligible for a declared dividend payment.
3 Discounts vary and are typically greater when your device is monitored by a third-party service.
4 As of Dec. 31, 2023.
AMIC-01061424