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Flood

Prepare for a flood and limit flood damage

When heavy rains are expected

  • Clean gutters and downspouts to remove debris.
  • Move as much as you can – including furniture, electronics and area rugs – to a higher floor to prevent water damage.
  • If possible, place major appliances on concrete blocks above the expected flood levels.
  • Disconnect electrical appliances.
  • Turn off utilities at the main switches or valves, especially if the electrical system or outlets may be under water.

During a flood

  • Don’t touch electrical equipment if you’re wet or standing in water.
  • If you have to leave your home, don’t wade through moving water or drive into flooded areas.

Flood cleanup tips

  • Listen to local authorities for warnings and other information.
  • Don’t wade through water.
  • Shovel or scrape mud off floors, furniture and walls before the mud dries.
  • Major appliances, such as refrigerators and stoves, should be washed and dried completely.
  • Let wood furniture dry outdoors, but not in direct sunlight.

During a tornado

  • Stay inside and take cover, away from doors and windows and ideally in a basement.
  • Monitor local news and weather before you head outside.
  • Place infants and young children in car seats, even when indoors.
  • If you’re outside with no shelter, lie flat in a ditch or depression and cover your head with your hands.

What is a flood?

Understand what a flood is and if you’re covered.

Learn more

Reduce the risk of flood damage

Understand the risks for different flood zones and how to prevent damage.

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