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Retirement Solutions

Helping you to retire with confidence

What do you envision for your retirement years? Whatever you imagine, achieving financial peace of mind in retirement takes planning and the right products. Pensions and Social Security can provide basic income, but experts say it could take 70 -80% of your pre-retirement paycheck to maintain your current standard of living1. A steady stream of income provided by IRAs and annuities may help provide supplemental income, giving you the confidence to retire comfortably.

Solutions to fit your retirement plan

Amica Life’s retirement solutions give you choice, flexibility and peace of mind.


  • Accumulate retirement funds without government-imposed limits on your contributions.2

Traditional IRA

  • Save on taxes with tax-deductible contributions while planning for retirement.
  • Receive guaranteed lifetime income when you retire.3

Roth IRA

  • Grow tax-deferred earnings.
  • Enjoy tax-free withdrawals after age 59 ½.4
  • No Age Contribution Limits

Why choose Amica Life for your retirement?

  • Avoid additional fees – Amica Life IRA and deferred annuity products have no front-end sales charges, service fees or annual administrative costs. 
  • Tax-deferred growth – Earn more than in a taxable account with the same interest rate
  • Competitive fixed interest rates – Earn regardless of market or economic conditions. 
  • Flexible payout choices – You choose a plan for contributing and receiving your money that best fits your lifestyle. 
  • Stability – Amica Life has received an A+ (Superior) rating from AM Best5, a leading authority on insurance company financial stability.
63, the average age of retirement.
72% , the chance that 1 or both partners in a couple will live to age 85.
21%, American's who are "very comfortable" they've saved enough for retirement.

We’re here to help provide you financial peace of mind in retirement.

Call 800-234-5433

and speak with one of our Amica Life annuity specialists today.

or request more information here

Before purchase of an IRA, you should consult with a tax advisor to ensure that you have selected the best options for your retirement. Guarantees are subject to the claims-paying rating of your insurer.

1 How much money will I need in retirement?, CNN Money, 2016.

2 Some products not available in all states. Standard form numbers ICC16 FPDA-NQA01-01 and ICC16 SPDA-NQA01-01, and SPIA01-01.

3 Standard form numbers ICC16 FPDA-IRA01-01 and ICC16 SPDA-IRA01-01

4 Standard form number ICC16 FPDA-RothIRA01-01 and ICC16 SPDA-RothIRA01-01

5 AM Best Company, Feb. 2, 2022.

6 The retirement age around the world, CNBC, 2017

2011 Society of Actuaries Key Findings: Longevity, Society of Actuaries, 2011