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Non-Qualified Annuities

A non-qualified annuity is a safe and flexible way to help boost retirement savings you already have in place. 

  • Earn a competitive interest rate while your funds grow tax-deferred.
  • Pay no sales charges, front-end loads or annual service fees.
  • Withdraw funds from your account when needed, within certain limits.1

We offer several types to suit your needs. 

Multi-Year Guaranteed Annuity

  • Funds grow tax-deferred with a guaranteed interest rate, typically lasting three, five or seven years.
  • Open with a minimum initial contribution of $5,000.

Flexible Premium Deferred Annuity

  • Allows you to accumulate tax-deferred funds for the length of your contract.
  • Offers the convenience of contributing as frequently as you want, within certain limits.
  • Open with a minimum initial contribution of $5,000.

Single Premium Immediate Annuity

  • Convert a lump sum of money into a guaranteed stream of payments immediately.
  • Open with a minimum initial contribution of $5,000.

We’re here to help you understand your options and choose the one that fits your retirement needs. 

Learn more about the many ways Amica has you covered.

Call 800-243-5433

to speak with an Amica annuity representative today. 

Or request more information

Policies issued by Amica Life Insurance Company. NAIC No. 722222.

To view the policy form numbers, please click here.

1 Please note that withdrawals before age 59½ may incur a tax penalty.

Not available in all states. Before purchase of an IRA, you should consult with a tax advisor to ensure that you have selected the best options for your retirement. Guaranteed returns are based on the claims-paying rating of your insurer. Fixed annuities are not insured or guaranteed by any agency that insures deposits.

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