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Umbrella Insurance

An extra layer of protection

What is umbrella insurance?

Umbrella insurance provides you with extended liability coverage – extra protection beyond what your auto or home policy already covers.

We offer a full range of coverage limits, starting at $1 million. Watch this informative video to learn all about this beneficial form of insurance.

The Benefits of Umbrella Insurance

Top 4 reasons to choose Amica for umbrella insurance

  1. Enjoy great savings when you combine your car, home and umbrella policies.1
  2. Work with a team that’s nationally recognized for customer service.
  3. Form a lasting relationship – just like 98% of our customers have.2
  4. Feel secure – our financial strength is rated A+ (Superior) by A.M. Best.3

Why do I need umbrella insurance?

You can’t afford not to have it

It may seem unlikely, but you never know when you may be faced with an unexpected liability situation.

For about a dollar a day, you can add $1 million of umbrella coverage. This broad liability coverage is available in $1 million increments, up to $5 million.

Some examples of when umbrella insurance can come in handy

  • Accidents involving multiple cars or people
  • Someone is injured at your home
  • Your dog bites someone

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This product is not available in AK and HI.

1 Discount may not be available in all states

2 Based on 2016 policyholder data

3 A.M. Best Company, Jan 24, 2019. For the latest rating, access