StreetSmart by Amica™

StreetSmart is available to Amica auto policyholders in the following states: Arizona, Colorado, Connecticut, Georgia, Illinois, Indiana, Kansas, Maine, Maryland, Massachusetts, Minnesota, Missouri, New Hampshire, New Mexico, Ohio, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Utah, Vermont, Virginia and Wisconsin.

If your state is not listed, please contact us for future availability.

A rolling score for 91 days of continuous driving is calculated and captured by the app (this score isn’t visible to users). We use this score to determine if you’re eligible for a discount when your policy renews, and what it might be. A rolling projected discount is based on your overall driving at any time and is shown on the app dashboard. This score is based on:

• Hard braking
• Excessive speeding
• Road segment type
• Phone distraction
  • Phone use
  • Phone screen tapping

Eligible users who enroll early in their policy period will receive a flat enrollment discount on their current policy, with future discounts adjusted based on their 91-day score at renewal. Users who enroll late in their policy period (not enough time to receive a 91-day score) will get a flat enrollment discount on their renewal policy, with future discounts adjusted after receiving a 91-day score. Total discounts may vary based on timing and the number of eligible users per vehicle. If there are more eligible users than vehicles, they may only receive rewards and not additional discounts.

Rewards for specific safe-driving behaviors are earned when you achieve badges in the StreetSmart app. After earning a reward, the value is automatically added to your balance. Rewards can be redeemed for e-gift cards in $5 increments, and you’ll need a minimum of $5 to redeem. You can choose to redeem rewards as soon as you’ve earned $5, or wait to redeem them when you reach $10, $15, $20, etc.

You can select e-gift cards from popular retailers such as Amazon, Best Buy, Sephora, Target and Starbucks, or make a charitable donation to organizations like the American Cancer Society and the Special Olympics.

Respecting your privacy is an important part of our commitment to provide an excellent service and product. Your personal information and individually collected data is confidential and won’t be shared with unaffiliated third parties. 

It takes more than one trip to impact your overall score. StreetSmart collects and analyzes driving data to provide you with a two-week driving score that’s displayed on your dashboard in the StreetSmart app. 

Founded in 2010 by two Massachusetts Institute of Technology (MIT) professors and experienced entrepreneurs, Boston-based CMT helps to make roads and drivers safer around the world with its innovative, telematics-based mobile app.